Friday, 27 January 2006

Delayed raya pic

This pic is on our laptop's desktop and I bring it during the workshop. Someone saw it (name withheld) and said I have 2 cute daughters.

Aloh, kecik kang hati Fawwaz kalau tahu ada orang cakap dia girl, muka punya lah brutal!

raya 2005



..for being who you are.

..for just listening.

..for your positive comments.

..but most of all, for just being there for me when I needed it the most.

P/S: Jangan nangis sudah lah ye, nak tisu tak? :D

Thursday, 26 January 2006

I wrote something just now

But I deleted it.

Some secrets better be kept, I guess.
It's hard, but I think I have to cope with it.

I would say something worse happened to me yesterday.

Tapi adalah tu kafarah dosa yang lalu. Allah uji sikit sahaja, dah nak mengeluh.
Susah juga jadi orang amanah, tapi lagi susah kalau jumpa Allah dalam keadaan diri sendiri tak amanah.

Nauzubillah min zalik!

Wednesday, 25 January 2006

The car drive

I have been attending a system workshop for 2 days in a row at USJ Taipan.
And it was me who drove all the way from the HQ to USJ and back.

I olny drove the car less than 10 times after my married life, and all measured within a short distance trip. Such an embrassing figure eh, but the obsession of men with their cars, ahh..

And because it is a 20-km journey from dh's office, he considered that I should drive the car.

So there I was, with traffic jams and big lorries, getting stuck in front of Summit USJ as if I have been driving the car for everyday in my life.

My friend said yesterday with a gasp of surprise, "And here I thought you have been driving everyday."

Ok, kembang semangkuk hidung sat. Hehehehe..

Tuesday, 24 January 2006

ASB Haram

Klik blog Aini untuk jawapan di atas.

Sebenarnya, kami agak yakin mulanya kerana Majlis Fatwa Negeri Perak memutuskan pelaburan ASB/ASN halal.

Tapi nampaknya seorang yang arif isu Fiqh telah membantu mencari jawapan dan kajian terkini mengenai pelaburan ASB.

Kesimpulan: ASB haram

Lepas ni nak tutup akaun ASB, masukkan duit dalam TH dan melabur dalam E-Qirad.

P/S: Kena mengasah balik ilmu fiqh, tak sempat nak baca posting saudara seperjuangan.

Untuk yang bertanya mengenai bank konvensional, pilihannya masih lagi Islam. Cubalah cari akaun simpanan Islam, pinjaman perumahan Islam dan insurans (takaful yang sebenarnya) Islam.

Saturday, 21 January 2006

How much do we save??

Dh was asked recently by his collague if he had savings. And the colleague, who was in his late 30s said he do not have savings at all.

Thanks to the mannered dh, who had just finished reading Azizi Ali's book on personal finance, he advised the friend to save fast.

In one of Azizi Ali's article, he mentioned EPF savings isn't enough to cover our spending after we retired. Dh made a quick calculation in his head and he said that, if we were to retire, and we have like.. 10 years to live (by age of 65) with average household spending of RM 2000 per month, we still need RM 240,000! Wow, what a whopping sum!!

And that is not considering the life expectancy of a person (Malaysians averaged at 70s) and the cost of inflation, or if once in a lifetime, medical costs.

And here I am saving 30% of my gross income every month, and I still think it is not enough to cover us later. I am not sure how much should we save based on our gross income? Some people said it should be 20%, some said 30% and another person said 1/3.

And we have done some mixed investments such as ASB and gold dinars. Other than that, we saved in our Tabung Haji and Takaful. We already covered for the children's education fund and the whole family had an account with Tabung Haji. Both of us opted for monthly direct debit to the account. If we do have bonus, we make a point to save even more. We also have a house in our name and an apartment still under construction.

Other than that, we feel obligatory to pay zakat, and I, myself has been trying to sedekah even more.

So dear readers, how much should we save actually for our old days?

Yayh, I know

Yes, me, the Aida who always changed her templates.. yours truly
Even one of my template couldn't stand the test of 1-day-time

And as part of my guilt-ridden program, I am giving away my old templates, with the rules

  • I can only entertain one request at a time. Please give me your e-mail and state which of my old template that you want

  • Any request for me to alter their blog templates cannot be entertained for the moment. I do not have much free time nowadays

  • I cannot guarantee the template is to your liking. If you don't want to use it, please tell me so I can give the template to other people

  • All the templates are in blogger commands. I do not know how to alter it for other blogging tools

  • All my old templates are at the computer's office. I am not in the office, for 3 days, so your request will only be entertained on Wednesday/Friday and I can only give the list of the template on Wednesday.

    Yours truly, the guilty Aida

    Friday, 20 January 2006

    When Allah loves you, and He knows you well

    Allah answered my prayers.

    Today I came to the office, and do a new file format [which I have planned since yesterday] for our contract management and teach my staff to do it until 9 a.m. on updating it.

    Then I zoomed straight to one of the TMpoint to settle a 2 year+ fraud case. And the system person FINALLY admitted his mistake.

    Ah, revenge is sweet. But I would say, the truth will always prevail.

    I was saying in my heart "Alhamdulillah, leganya!!!"

    Thursday, 19 January 2006

    Saya letih.

    Sekarang saya sedang berfikir dan merangka untuk kerja esok di pejabat.
    Adakah berbaloi saya berkorban menjadi seorang yang setia dengan syarikat sehinggakan saya terpaksa memikirkan hal kerja di rumah?

    Saya pergi workshop, tapi semasa di sana pun saya masih merangka kerja.

    Esok saya terpaksa ke tempat lain.

    Kadang-kadang saya rasa beku otak.

    Saya harap Allah permudahkan kerja esok untuk saya.

    Tuesday, 17 January 2006

    The sleepy boy

    Fawwaz woke up at 6.35 a.m., looked around his surrounding (from his baby cot) and went back (plop!) to sleep with snores.

    That's one sleepy boy.

    And I was giggling. Heh, tidur balik? Tadi kan baru jer bangun?

    Monday, 16 January 2006

    Islamic Dinar: on why do we have to choose dinar and dirham?

    From: Islamic Mint

    Abu Bakr ibn Abi Maryam reported that he heard the Messenger of Allah, may Allah bless him and grant him peace, say: "A time is certainly coming over mankind in which there will be nothing [left] which will be of use save a dinar and a dirham." (The Musnad of Imam Ahmad ibn Hanbal)

    According to Islamic Law...

    The Islamic Dinar is a specific weight of 22k gold (917.) equivalent to 4.25 grams.

    Umar Ibn al-Khattab established the known standard relationship between them based on their weights: "7 dinars must be equivalent to 10 dirhams."

    "The Revelation undertook to mention them and attached many judgements to them, for example zakat, marriage, and hudud, etc., therefore within the Revelation they have to have a reality and specific measure for assessment [of zakat, etc.] upon which its judgements may be based rather than on the non-shari'i [other coins].

    Know that there is consensus [ijma] since the beginning of Islam and the age of the Companions and the Followers that the dirham of the shari'ah is that of which ten weigh seven mithqals [weight of the dinar] of gold... The weight of a mithqal of gold is seventy-two grains of barley, so that the dirham which is seven-tenths of it is fifty and two-fifths grains. All these measurements are firmly established by consensus." Ibn Khaldun, Al-Muqaddimah

    Gold and silver are the most stable currency the world has ever seen

    From the beginning of Islam until today, the value of the Islamic bimetallic currency has remained surprisingly stable in relation to basic consumable goods:

    A chicken at the time of the Prophet, salla'llahu alaihi wa sallam, cost one dirham; today, 1,400 years later, a chicken costs approximately one dirham.

    In 1,400 years inflation is zero.

    Could we say the same about the dollar or any other paper currency in the last 25 years?

    In the long term the bimetallic currency has proved to be the most stable currency the world has ever seen. It has survived, despite all the attempts by governments to transform it into a symbolic currency by imposing a nominal value different from its weight.

    Gold cannot be inflated by printing more of it; it cannot be devalued by government decree, and unlike paper currency it is an asset which does not depend upon anybody's promise to pay.

    Portability and anonymity of gold are both important, but the most significant fact is that gold is an asset that is no-one else's liability.

    All forms of paper assets: bonds, shares, and even bank deposits, are promises to repay money borrowed. Their value is dependent upon the investor's belief that the promise will be fulfilled. As junk bonds and the Mexican peso have illustrated, a questionable promise soon loses value.

    Gold is not like this. A piece of gold is independent of the financial system, and its worth is underwritten by 5,000 years of human experience.

    Saturday, 14 January 2006

    10 to 1

    Tagged by Ieka, so here goes.. And I am tagging Gang of 4 ok?

    Favorite Color: Blue
    Favorite Food: McD's double cheeseburger
    Favorite Month: Ramadhan
    Favorite Song: Geu Deh Ji Geum (Full House)
    Favorite Movie: The Shawshank Redemption
    Favorite Season: Spring ( of courselah tgk kat TV je :P, tambah-tambah kalau cerita zaman Anne of Green Gables tu.. lawanya!!)
    Favorite Day Of the week: Friday, of course!
    Favorite Ice Cream Flavor: mint flavoured and raspberry flavoured
    Favorite Time of Day: 5.30 p.m.

    Current Mood: 'Full House' mood
    Current Taste: None, on diet mode :D
    Current Clothes: White as virgin -baju tidur ler, no need to elaborate
    Current Desktop: At home? Trees
    Current Toenail Color: None
    Current Time: 9.40 p.m.
    Current Surroundings: Quiet but the Full House song - Geu Deh Ji Geum is playing
    Current Thoughts: The DaVinci Code trailer which I downloaded, like WOWWWWW!!! The scene where DaVinci's painting were staring at Jacques Sauniere when he ran from Silas, the albino murderer. (sapa nak tiket premier, kena bayar la.. buat charity sikit, nanti aku bodek ayah aku suruh jual harga mahal kat korang, ahakss)

    8 FIRSTS
    First Best Friend: My twin
    First Kiss: After married life ler :P
    First Screen Name: tok bomoh
    First Pet: Fish
    First Piercing: When I was 9
    First Crush: Can't remember
    First Album: Album kanak-kanak Al-Arqam (Mari ke dusun nenda!!)

    7 LASTS
    Last Cigarette: None, ok?
    Last Drink: plain water
    Last Car Ride: Lunch at Burger King with the family
    Last Kiss: Yesterday
    Last Movie Seen: Memoirs of a Geisha
    Last Phone Call: from mum
    Last CD Played: Harry Potter and the Goblet of Fire

    Have You Ever Dated One Of Your Best Guy Friends: No
    Have You Ever Broken the Law: Yes, ponteng kelas Kimia. Cikgu kirim salam sayang kat aku.
    Have You Ever Been Arrested: No
    Have You Ever Skinny Dipped: OF COURSE NO!
    Have You Ever Been on TV: No
    Have You Ever Kissed Someone You Didn't Know: No

    5 THINGS
    Thing You're Wearing: Baju tidur, kan dah cakap :P
    Thing You've Done Today: Spring clean the bedroom
    Thing You Can Hear Right Now: Geu Deh Ji Geum
    Thing You Can't Live Without: Books
    Thing You Do When You're Bored: Reading books

    1. Home
    2. Burger King
    3. Mom's house
    4. ....

    1. Abang
    2. Aini
    3. My siblings

    1. Book or housechore?
    2. To be alive or die?

    Perform Hajj

    Friday, 13 January 2006

    Memoirs of a Geisha

    Some would love it.
    Some would hate it.

    That would be my conclusion after attending the grand premier for Memoirs of a Geisha last night.

    I haven't read the book, since the true geisha, whose autobiography has been interwoven inside the book, claimed suit and said the book potrayed many wrongful things about her life as a geisha. And I didn't set any bar of expectation, I was pleasantly surprised because I was moved after watching an art movie. Zhang Ziyi and Gong Li gave an astounding performance.

    It was a beautiful movie while revealing the secret life of a geisha. It was a movie that would made us realise how free we are without being burdened on having a life full of obedience.

    I particularly loved the scene where the young Sayuri (Chiyo) meets the Chairman for the first time. I can see from her eyes that she had lost her childhood a long time ago.

    Oh, I love the ending to bits.

    I only find it is particularly weird since every character was talking in English while the movie is a Japanese movie.

    Wednesday, 11 January 2006

    Dinar emas

    Balik Melaka, jadi panjang ceritanya bila berjumpa kawan yang memperkenalkan dinar emas kepada kami. Kami sudah melakukan sedikit sebanyak kaji selidik mengenai pelaburan emas untuk share dengan kawan-kawan, yang sentiasa membaca blog ini, agar kita dapat fikir-fikirkan.

    Antara fakta yang dapat dikategorikan menarik:

    Harga emas mungkin akan mencecah RM 100/gram dalam masa terdekat. Tapi ini pun kami tak terkejut bila membaca Berita Harian hari ini, yang memaparkan harga emas adalah yang tertinggi dicapai semenjak tahun 1970.

    Kita selalu fikir dolar US terikat kepada emas, tapi Presiden Nixon telah mengisytiharkan ketidakbergantungan dolar US kepada emas semenjak tahun 1970-an lagi dengan alasan, rizab emas US tidak mencukupi untuk pergantungan pencetakan kepada dolar US.
    Masalahnya, zaman sekarang, rata-rata negara masih bergantung pada dolar US (termasuk negara kita yang tercinta nilah!), jadi jangan terkejut kalau suatu hari duit dolar US lingkup dan ekonomi seluruh dunia buntu - perkara ini dapat dilihat semasa serangan 11 September -NY Exchange tutup menyebabkan kebanyakan bursa saham tutup -termasuk KLSE! Dan disebabkan kegunaan duit kertas inilah yang menyebabkan kadar inflasi berterusan.

    Emas boleh dipakai di mana-mana, hatta diberi contoh, jika tercampak luar dari Malaysia, adakah laku duit RM yang dipakai? Emas masih juga diterima di mana-mana. Serbuk emas pun bernilai!

    Dan atas fakta-fakta di atas dan perbincangan dengan kawan, maka kami telah dapat menyenaraikan 3 pilihan untuk memiliki emas dalam bentuk pelaburan:

    [1] IGD Exchange

    Kawan suami bekerja di sini, sebenarnya ini syarikat Cina, tetapi di Melaka dan Johor, ianya masih dikuasai oleh orang kita, memang tiada interest, tetapi pulangan yang dilaburkan akan didapat dalam bentuk dinar emas. 4.25 gm emas bersamaan 1 dinar emas 916, sebesar sekeping duit 20 sen (harga pagi tadi RM 303.64)

    Kita boleh membuka akaun simpanan untuk menyimpan dinar emas di syarikat ini, atau melaburkan dinar emas tersebut, pulangan boleh didapati dalam bentuk duit kertas (RM) -ini pilihan 1, dan pilihan ke-2 lebih berisiko, tetapi pulangan dijamin dipulangkan dalam bentuk dinar emas atau duit kertas (terpulang kepada pilihan kita).

    [2] Maybank Gold Saving Passbook Account

    Pelaburan boleh dimulakan dengan minimum 5 gm emas 999, dan jongkong emas tersebut ditempah di Switzerland. Untuk mengeluarkan emas, akan terdapat kos (hidden charges), ini tak sempat tanya, hanya tengok website, dan tanya kawan sikit-sikit, tapi terpulanglah untuk pilihan pelaburan masing-masing.

    Yang pastinya, kita tidak boleh menjual barang kemas kita kepada pihak bank untuk menambah pelaburan emas di Maybank. Maybank hanya menerima jongkong emas berlogo Maybank.

    [3] Duit syiling Kijang Emas

    Duit syiling emas 999 yang dikeluarkan oleh Bank Negara, ini pun kurang fakta, boleh klik link di atas untuk mengetahui lebih lanjut.

    Dinar emas 916 lebih keras kerana emas 999 terlalu lembik dan mudah patah.

    Ikutlah pilihan masing-masing jika ingin melabur. Kami telah memilih IGD Exchange. Dan telah juga membeli 1 dinar emas pagi tadi dalam bentuk 2 keping 1/2 dinar. Syarikat ini berpusat di Labuan (dan risik-merisik, ada link dengan syarikat yang dilaburkan oleh Pak Lah dan Dr M).

    Inilah bentuk dinar emas (1/2 dinar) yang kami beli (saiz sebesar duit syiling 10 sen):

    Sunday, 8 January 2006

    Imbasan buku 2005

    Saya mungkin boleh kata, saya sudah terjumpa dengan diri saya yang lama. Diri yang terlalu meminati buku dan terasa pelik sekiranya seharian tidak dapat baca dari buku. Mungkin disebabkan saya terjumpa forum yang membicarakan buku, dan melihat begitu ramai ulat buku yang bertandang, semangat untuk membaca tiba-tiba sahaja timbul semula.

    Selepas berkahwin dan bersalinkan dua anak, saya seperti rasa tidak cukup masa untuk membaca. Bilangan buku yang dibaca makin kurang [dan makin banyak buku yang tidak dihabiskan], tetapi tahun lepas saya seperti pandai mencari masa untuk diri sendiri menghadam buku.. Sampai suami terkejut melihat saya asyik menelek buku saban hari. Saya hanya tersengih, mungkin zaman ulat buku yang keterlaluan semasa di zaman universiti sudah hilang, maka saya akan jadi ulat buku yang biasa-biasa sahaja.

    Dan tahun lepas, saya seperti menebus dosa dengan buku-buku saya yang telah saya tinggalkan dengan membaca semula buku-buku tersebut.

    Saya baca semula Saga Artakusiad, karya sains fiksyen Ahmad Patria Abdullah, karya Faisal Tehrani dan yang paling penting, saya sudah membaca buku The Da Vinci Code tulisan Dan Brown serta buku-bukunya yang lain.

    Hujung tahun lepas, saya mula membaca semula buku dari genre pertama yang saya kenali semasa berumur 11 tahun, historical romance, dan karya-karya Julia Quinn telah menjadi santapan saya. Saya juga sudah mula membaca genre chic lit tulisan Sophie Kinsella, Meg Cabot dan Andrea Semple.

    Buku yang terkesan di hati untuk tahun lepas merupakan buku Kombat 1511H dan buku The Da Vinci Code.

    Buku DVC: yang betul-betul hangat diperdebatkan kerana mempersoalkan ajaran Kristian, seperti perlantikan Nabi Isa sebagai Tuhan (dibuat melalui persetujuan paderi) dapat saya simpulkan menjadikan mereka yang Kristian ortodoks tidak senang duduk. Saya ulang baca buku ini 2 kali, memang, kalau hendak diikutkan, hati ini perlu mengucap banyak kali, tetapi buku ini saya kira sangat wajar diterbitkan.

    Saya terlalu suka dengan buku ini sehingga suami mengeluarkan kenyatan mengajak saya ke Paris untuk menjejak kaki menelurusi Louvre Museum meneliti hasil karya Leonardo Da Vinci atau mungkin ke Vatican City untuk melihat tempat-tempat yang dinukilkan dalam buku Angels & Demon (sebuah lagi karya Dan Brown).

    Ah, agaknya saya sudah mabuk buku, tapi mungkin mereka yang ulat buku seperti saya sangat faham perasaan bercerita tentang 'kekasih' kita itu.

    Bagi saya, saya tidak kisah bahan bacaan apa, hatta yang diklasifikaskan sebagai sampah pun saya perlu baca untuk saya tahu sebelum saya mengkritik sesuatu karya sampah itu.

    P/S: Sebelum terlewat, Selamat Hari Raya Aidiladha untuk semua :)
    P/P/S: Mungkin saya akan tulis ulasan mengenai Kapitalis dan Duit Kertas, sekarang tengah sibuk memikirkan alternatif dan berjumpa mereka yang sepatutnya untuk saya bertanya panjang lebar tentang pilihan yang kita ada dalam pelaburan emas.

    Thursday, 5 January 2006

    Kapitalis dan Duit Kertas

    Surat pembaca dari blog Pakdi. Dan benarlah apa yang diwahyukan Allah, bahawa ekonomi dunia hanya akan mantap dengan dinar emas.

    Kiriman ambo[a]jutawaninternet[dot]biz

    hai lis & sar

    pasal financial planning tu, kau kata duit boleh simpan sampai 2nd & 3rd generation. Aku ragu2 sikit sbb apa yg aku tahu, pakar2 ekonomi dunia meramalkan akan berlaku krisis ekonomi yg teruk yg boleh hancurkan ekonomi kapitalis. (mereka bukan Tuhan tapi sekurang-kurangnya mereka ada fakta yg kukuh untuk sokong pendapat mereka. Pakar ekonomi Islam yg merujuk kepada Al-Quran dan hadis juga mengesahkan perkara ini pasti akan terjadi)

    Bila ekonomi kapitalis collapse, kita tak boleh ambik duit dlm bank. Aku dengar ceramah Mr Matthias Chiang, bekas penasihat politik Tun Dr M. Dia kata ni pasti jadi dlm masa terdekat, 5 thn, tapi perkara ni tak mungkin dicakap dalam perhimpunan agung umno. Dia ni Christian Katolik yg anti-Zionis. Dia kemukakan bukti berupa kenyataan2 oleh penasihat2 Bush, professor di Havard dan Oxford, org2 kuat IMF, Bank Dunia dan segala sifu zionis. Mrk kata system ekonomi kapitalis akan collapse, keadaan dunia akan jadi lebih teruk daripada krisis ekonomi dunia 1930. Mamat ni masih close dgn Tun Dr M dan tulis buku tajuk "FUTURE FASTFOWARD".

    Aku juga jumpa Umar Vadillo yg terkenal di peringkat dunia kerana mengkaji system kapitalis. Aku pernah wawancara dia di Hotel Prince, KL masa dia dtg nak jumpa Tun Dr M. Dia kata system kapitalis memang dah nak hancur tak lama lagi. Jadi org sekarang beli duit emas yg dikeluarkan oleh syktnya beribu pejabat di Dubai dan ada cawangan di Labuan. Dia kata kat aku, org Malaysia yang paling byk simpan duit emas dalam akaun syarikat dia ialah Dr M dan Pak Lah. Maknanya Dr M dan Pak Lah memang well prepared untuk hadapi kehancuran system kapitalis.

    Seorang professor ekonomi di UIA, Prof Kamil ada tulis buku pasal masalah duit kertas dan duit dalam bentuk angka ni (duit elektronik). Dia kata duit dalam bentuk angka tu sebenarnya tak wujud pun dlm bank. Duit kertas yg kita simpan bawah bantal atau tabung di rumah pulak akan menyusut dan menyusut dengan teruk sekali nanti. RM1,000 hari ni tak boleh beli apa pun di masa depan. Terkejut aku baca penerangan dia pasal "money creation" oleh bank. Masalahnya, cerita pasal ni tak keluar pun dalam akhbar arus perdana Malaysia (i.e. berita harian, utusan, star, nst. Akhbar kita hanya memetik sebijik2 laporan CNN, BBC, CNBC, Reauters yang sebenarnya tak betul tu). Sekarang, ekonomi sudah teruk. Nak tahu teruk atau tidak, jangan tengok CNN, CNBC, Reauters dan sebagainya. Media macam ni tak akan cakap perkara yg benar. Tapi bacalah akhbar2 eksklusif utk geng2 Zionis spt Herald, Weekly Commentator, Jerusalem Post, etc. Akhbar ni boleh di access via internet. Media mcm ni dibaca oleh sifu-sifu zionis. Aku kemudian buat research sikit2 pasal money meltdown melalui internet. Lepas tu, aku buat research pasal kekayaan dalam Islam. Aku dapat tahu kekayaan sebenar ialah :-

    1. tanah (lebih baik tanah tepi sungai atau yg ada air mengalir berdekatannya)

    2. emas dan perak

    Mengejutkan, sekarang ini emas lah yang sedang dikumpul oleh zionis. Rezab emas terbesar berada di US dan Europe. Nak ambil emas, mereka tukarkan kepada negara lain dgn duit kertas. Harus diingat geng2 Zionis itu lah juga yg memiliki bank. (Sila rujuk buku2 atau rencana internet mengenai sejarah dan asal usul bank)

    Sudahnya, kita semua satu dunia, simpan duit kertas yg menurut pakar ekonomi tak akan bernilai di kemudian hari. (RUJUK RENCANA2 VIA INTERNET DI BAWAH TOPIC - THE DEATH OF MONEY) Yg bernilai ialah emas, minyak dan kemudiannya air bersih. (kerana air akan tercemar dengan teruk di masa depan. BBC pada tahun 2001 melaporkan bahawa air Sea of Galilee (sebuah tasik sebenarnya) di Palestin sedang surut dan tidak ada tanda2 akan pasang semula. Saintis buat kiraan dalam 50 tahun lagi tak ada setitik air pun di situ. Middle East dan Zionis akan bercakaran kerana air pulak! Separuh kedua abad ini adalah era 'haus kerana tidak ada air' dan 'bergelap kerana tiada minyak' menurut kata penganalisis dunia).

    Tahun lepas, aku attend seminar nuclear di hotel renaissance. Seorang pakar Jepun kata minyak dlm bumi ni hanya bertahan utk 30 tahun saja. Lepas tu, aku tanya Tan Sri Penasihat Sains Negara, "Tan Sri, apa kita nak buat sebab kita tak ada polisi tenaga nuklear?" Dia jawab, "no comment. You kena tanya menteri." Aku call pejabat menteri, menteri lak pergi US. Masa tu aku tengah tulis rencana mengenai polisi tenaga nuclear Malaysia sebagai persediaan hadapi kekurangan minyak.

    Aku juga pernah wawancara seorang ahli korporat yg juga kawan baik atau mungkin juga kroni kepada Tun Dr M. Datuk ni mengaku dia tak simpan duit kertas dlm bank, tapi simpan duit emas. Keuntungan yg dia dapat daripada aktiviti perniagaan pulak dibahagi-bahagikan pada org miskin. "don't keep money," macam tu lah dia kata kat aku. Lepas aku wawancara dia, dia bagi hadiah kat aku tiga buah buku berkaitan duit kertas dan kaitannya dengan RIBA (FAEDAH BANK). Buku tu menerangkan bahawa RIBA (FAEDAH BANK), duit kertas dan duit elektronik akan dengan sendirinya jadi penyebab kepada kehancuran system ekonomi kapitalis nanti. Bukti dah ada depan mata iaitu krisis ekonomi Asia 1997 angkara George Soros dulu. Datuk tu kata dia tengah kaji Al-Quran dan dpt tahu apa erti kekayaan yg sebenar. Bila baca surah Yusuf, dia terkejut dan baru tahu kita semua kena simpan MAKANAN, bukannya DUIT KERTAS or DUIT ELEKTRONIK. Mengejutkan juga bila dapat tahu, US sekarang, selain emas dan minyak, sedang MENYIMPAN MAKANAN SEBERAPA BANYAK YG BOLEH! Duit kertas dan duit elektronik pulak dilambakkan ke negara lain di mana tiga per empat daripada dolar sekarang sedang berligar2 di luar US dan sedang menunggu masa untuk collapse. (rujuk rencana2 mengenai krisis dolar Amerika).

    Di sini aku petik sikit beberapa kenyataan :-

    MD IMF, Rodrigo de Rato, "We believe such a large imbalance of growing indebtedness by the US is a risk not only for the US economy, but for the world economy."

    Bob Mc Teer, Presiden Reserve Bank of Dallas "over time there is only one direction for the dollar to go lower".

    Warren Buffet, pemain saham terkenal dunia kata : "we view them as TIME BOMBS both for the parties that deal in them and the economic system."

    Paul Volker, bekas pengerusi Federal Reserve Board, "we have a 75% chance of a crisis within 5 years".

    Aku sekadar nak berkongsi pengetahuan dan mencetuskan pemikiran sahaja. Apa pun kau fikir pasal maklumat aku ni, terpulang lah. Wallahualam.

    Wednesday, 4 January 2006

    The dead cockroach

    Someone was trying to eat a dead cockroach and I smacked him hard at the bottom.

    Now, now, Fawwaz, do you know that cockroach is not for eating? Especially a dead one?
    And don't you dare cry upon that dead cockroach, I have already thrown it inside the dustbin.

    No more roasted cockroach for you dear.. I am spring cleaning the kitchen.

    [We have just found a new way to make the cockroach dead, and we have been picking about 3-4 dead cockroaches on daily basis. Nah, it didn't involve any catching act at all, they were having a slow, painful death.. MUAHAHAH]

    Tuesday, 3 January 2006

    Hail Caesarean

    This post was from and thanks to Kak Aidura.

    It is an eye opener article, quiet long, but really worth reading. It shows that your baby delivery is also a choice in life: whether through normal or through C-sect. It also shows how the good values in life has been placed by money minded doctors.

    Hail Ceaserean

    I've wanted to tell this story for a long time. However, it makes me to be this ignorant fool that I am embarrassed (and reluctant) to admit I am. Like a friend of mine said, even some of the most educated people on earth can make some stupid mistakes. I guess I'm not as informed as I thought I was after all.

    On 6th June 2002, I had a Caesarean birth for my first child, a girl, two weeks shy of my actual delivery date.

    The day before, I had gone for my routine checkup and my doctor (now my ex-gynae) told me that I was dilating and wanted to check me in. Putting my full trust in her, I checked into Pantai on 5th June 2002 at about 11pm.

    At about 1pm, my gynecologist came and checked me again. She said my cervix was only two to three centimeters open, and had to wait further. At 3pm, when nothing seemed to be happening, she burst my water bag to see if that would help things. Note that during all this time, I felt no labour pains and even wondered arrogantly then what the fuss was all about.

    I was only six centimeters at about 7pm, which was more or less when they decided to induce me, but not before I had my epidural. The contractions started coming at about 8pm and the epidural did not work properly as I still felt the pain. The anesthesiologist re-administered the drug and half my body was numb while the other could still feel the pain from the contractions. And YET, I was not dilating fast enough.

    At about 9pm, my gynae informed my husband and I that progress was slow and if I did not reach ten centimeters by tonight, she will perform an emergency C-section for the safety of our child. At 11.00pm, we made the call as Raeven was not crowning at all despite having reached ten centimeters dilation. I was rolled from the labour ward into the cold operating theatre at 12 midnight and gave birth to my daughter at 12.35pm under general anesthetic.

    Suffice to say, this was an expensive experience. In total, we paid over RM10,000 in medical fees to Pantai, comprising the food and accommodation for four days and three nights, the doctor's fees, the anesthesiologist fees (he charged us twice for the re-administration of the epidural!) and the full suite of painkillers used, the paedetrician's fees (the only thing I was happy to pay), the nursery, UV light fees for the baby et al. After addressing this unhappy issue to our gynae, she managed to negotiate a refund of RM400 or so, off the price of the second epidural administration.

    Still, it was over RM10k. And this isn't including my confinement lady fees of RM2, 500.

    Fast forward two years later to May 2004, and my friend Mae in Singapore is having her second child. She emails me from her office.

    "I am only three cms so my doctor told me to stay at home first. I was bored and decided to go to work."

    Imagine my surprise. No, imagine my shock. Three cms and she got to go to work? I was in the hospital BEFORE I was three cms! What on earth?

    As I had already changed my gynae for my second pregnancy (am six months along now) due to the fact that I did not want to go to Pantai anymore due to its exorbitant fees, I decided to ask my present doctor some questions. He listened to my grim tale patiently and when I'd finished, asked me only one question.

    "Was your ex-gynae going on holiday the week after?"

    And that was when it struck me. She had told me that she was going on her vacation around the same time. It just did not occur to me the significance of it because hell, she's my doctor. She should be able to manage her schedule and not only because I am paying her to be around when I'm ready to pop.

    Of course I was outraged. I began to see why I was rushed to the hospital before my labour pains started, two weeks ahead of my due date, before I was even dilating properly! And to realise I should have known about this dilating thing - but then again, how many first time mothers do?

    According to my present gynae, depending on the health of the pregnancy after months of monitoring, the practice is to admit a patient only when their contractions are minutes apart, or when the water bag has broken, or if the husband is around to check, if the cervix is about 5cm dilated. Anything earlier is just a waste of time and money, UNLESS complications are expected to arise.

    That said, my gynae confesses that he is pro-Caesarean himself. Why? Because it is safer for the mother and the child. However, for first time births, he usually discourages it unless the baby is breach (positioned wrongly) et al. For mothers who have gone under the knife, such as myself, he recommends another Caesarean simply because of safety.

    "Honestly speaking, it poses less stress for the doctor as well because we are worried for you, if your wound might rupture, which is very messy. The decision is ultimately still up to you to go elective or vaginal," he told me.

    In considering this (I was very determined to go natural the second time around until his advice), I looked at my friends around me, about nine of them having been pregnant and expecting earlier this year. Out of the nine, eight had Caesareans. Three were emergency while the other five were elective (i.e. voluntary, planned cuts that are grossly cheaper than emergency ones due to hospital protocols).

    This was when I decided to do a little sleuthing. I asked all of them why they went for the cut. Three electives quoted that they wanted to be done with it quick and tidily, as advised by their doctors. The other two said that it was because of the money (emergencies cost more than electives, almost a thousand more, give or take, due to hospital protocols and manpower, although natural births cost much less) while one was also afraid of the pain. She obviously did not think of the pain AFTER the drugs taper off.

    The three emergencies were due to complications such as breach, placenta previa and a blood clot found in the placenta.

    All of them paid no less than RM5k/S$6k for their deliveries (two of these friends delivered in Singapore).

    Out of so many of my school friends I still keep in touch with (rough number of 20) who are parents now, only THREE have delivered naturally, and that is only for each of their first children. Two of these ladies went under the knife the second time around.

    This leads me to realise many things. Firstly, for an educated, affluent couple to have a baby today is a truly expensive affair - and this isn't even including the postnatal stuff and the future.

    The more you know, the more you seem to want to pay. Take those folks who go to government hospitals (and I know two women who gave birth in Klang GH). They pay RM2 for the urinal cup if they have the good fortune of a natural birth. If there are complications, a week's stay, everything included, is about RM400. Sure, the buildings seem old (for some), the nurses are rude and the doctors don't have a lot of time to spend on you. However, the equipment is top notch and medical care is reasonable.

    Still, private hospitals and medical care seems to be THE preferred way to go (and I am guilty as well for holding on to this perception), and as such, one gets the feeling that most gynaes these days seem to be out to literally put you to the slaughter.

    Secondly, while safety is always paramount to mother and child, doctors seem to think that a C-section is the panacea for troubled minds (and not blogging!). Do a cut, quick and simple, and mother and baby are safe. According to my gynae, his record is SIX C-sections on a single mother and he knows of a doctor who holds the record of 11 cuts on a single patient.

    As such, if one is only planning for two to three kids, C-section is actually quite safe.

    With so much for Caesarean, what then is the case for vaginal or natural birth, if one dares to ask? Why was I so adamant?

    1. Cheaper fees (which is apparently more of a gamble than Caesarean these days)

    2. Less pain and better recovery after (which my doctor insists can be achieved as well in a properly performed C-section these days)

    3. Better 'bonding' between mother and child because both are 'alert' at time of delivery (this is very iffy factor to grasp for many simply because it's not exactly proven by science. However, I for some reason believe in it, although my first child and I bonded very well because of co-sleeping and breastfeeding)

    4. Easier breastfeeding immediately after (there is no doubt that nursing after a Caesarean is a challenge in itself)

    5. The satisfaction after delivery that a Caesarean birth will not be able to replicate (another emotional factor that's hard to push for - pun intended)

    6. A friend of mine told me that her paedetrician conducts research on children delivered using Cesarian, who may suffer from a nerve-related growth impediment compared to children delivered vaginally - although none of this is proven yet. This has something to do with the birth canal massaging the nerves as the baby descends.

    Last week, after much debate with my husband and discussion with my gynae, coupled with my own research on the Net, I relented to an elective Caesarean on 31st December 2004 for my second child.

    Of course, this is just for me as I have a few 'extraordinary issues' to consider, such as my previous C-section, the fact that I was overweight and may have early diabetes.

    Still, I cannot help but wonder that with medical advancements having reached its state today where in so many areas, doctors are availed more and more research and methods to help perform their jobs better and easier, that if perhaps they too have forgotten their Hippocratic duty to provide their patients the best possible medical care without conflict of interest - such as to fatten their bank accounts by opting for the easy in the name of safety.

    With the dearth of healers in our country, I dare not think about what lies ahead for health care in our country and how high the costs will eventually shoot up if gone unchecked.

    It is any wonder that our money-minded mothers wish us to marry doctors these days?

    [Jennifer Tai writes about Relationships and First-Time Motherhood on Women's Channel every week]

    Sunday, 1 January 2006

    Pump pot

    Where is the definition of pump pot when I need one for my dh?
    They should have created 'Kitchen Utensils for Dummies' (no insult intended).

    He is actually helping me, but he didn't know how that thing work and that doubles my work.. HAHAHA

    I will laugh tomorrow. Serious.